Good Shopping – Yoimise http://yoimise.info/ Fri, 14 Jan 2022 22:13:18 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://yoimise.info/wp-content/uploads/2021/06/icon-2-150x150.png Good Shopping – Yoimise http://yoimise.info/ 32 32 The branded groceries you actually want https://yoimise.info/the-branded-groceries-you-actually-want/ Fri, 14 Jan 2022 20:30:00 +0000 https://yoimise.info/the-branded-groceries-you-actually-want/ FOR THE MAJORITY of its nondescript life, the humble private label has played the role of poor cousin to more glamorous branded goods. Its packaging was basic, even ugly; the quality, quite good. From cereals to cookies to canned beans, the main appeal of the private label product was its low price. But private labels, […]]]>

FOR THE MAJORITY of its nondescript life, the humble private label has played the role of poor cousin to more glamorous branded goods. Its packaging was basic, even ugly; the quality, quite good. From cereals to cookies to canned beans, the main appeal of the private label product was its low price.

But private labels, also known as private labels or “own brands”, are shedding their bland reputation and turning from boring to desirable. At Foxtrot, a fast-growing hip convenience store chain, the house bourbon is handpicked by the bartenders at Violet Hour, a Chicago craft cocktail bar, and its potato chips come in flavors like Spicy Dill Pickle. and Himalayan salt and vinegar. Online grocer Thrive Market specializes in well-priced staples like coffee and coconut milk with ethical and eco-friendly pedigrees.

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When do you buy private label items and what drives your decision making? Join the conversation below.

Meanwhile, Whole Foods Market has rebranded its standard 365 line with a more appealing and whimsical look, and Target, a pioneer of innovative private label, has doubled down on its trendy food products with Good & Gather, a line that includes at both staples and non-items seen elsewhere like Peach Bellini Fruit Spread and Brownie Batter Dessert Hummus.

In short, store brands are no longer the cheap knockoffs you keep tucked away in the back of the cabinet, but quite possibly the tastiest deals on the shelf.

Exclusive and sexy store brands are a way to attract customers.

“The way we buy and where we buy is changing,” said Carman Allison, vice president of sales development at research firm NielsenIQ. “Retailers are investing in their private labels as they look for ways to differentiate themselves and meet changing consumer needs.”

Private label has always been big business, and for good reason. These more affordable products actually make more money for stores. Margins on private label food products are on average 10% to 40% higher than national brand sales. Yet it’s only recently that a wide range of grocers have decided to follow in the footsteps of cult grocer Trader Joe, improving packaging and offering products that aim to delight rather than just suffice.

Two trends are fueling change. The first is a quest for customer loyalty. The number of grocery stores in today’s market is dizzying: there are traditional supermarkets, discount stores like Aldi and Lidl, a host of “beneficial” online grocers (Thrive Market among them), and the 800 pound gorilla in this space, Amazon.

Left to right: Spicy Potato Chips with Dill and Foxtrot Pickles; Brownie Batter Dessert Hummus from Target’s Good & Gather brand; Thrive Market brand coconut milk.

Where shoppers used to do one department store a week, the average consumer now goes to three or four different stores to shop, according to Mary Ellen Lynch, director of research firm IRI. Exclusive and sexy store brands are a way to attract customers. “The biggest motivation for us is to have products that no one else has,” said Mike LaVitola, chief executive of Foxtrot, which has stores in Chicago, Dallas and Washington, D.C., and plans to expand. open 50 additional points of sale over the next two years.

Foxtrot products do not imitate national brands but aim to surpass them in quality and design. The line’s ice creams, for example, come in flavor-heavy flavors like Roasted Bananas and Caramel Cinnamon Crumble. Some Foxtrot products, like the seasonal hot chocolate mix developed with Chicago pastry chef Mindy Segal, are collaborations with respected local food artisans that bring premium quality to customers and a halo effect at Foxtrot.

The other products bear no trace of the Foxtrot logo. In partnership with the importer Skurnik Wines & Spirits, the Foxtrot chain has bottled three French wines, including a rosé sold under the Sun Lips label. “You would never know it was our house brand, and that’s the point,” Mr. LaVitola said. Last summer, sales of Sun Lips were twice those of Foxtrot’s second best-selling rosé. The chain reports margins on all private label products 10-15% above outside brands. No wonder Foxtrot store brands now make up around 30% of the store’s overall selection.

Thrive Market also focuses on offering premium store brand products. For its customers, many of whom adhere to special diets such as paleo, keto and gluten-free, that means plenty of own-brand staples. Take Coconut Milk, one of Thrive’s perennial bestsellers. Most brands add thickening guar gum to the product to give it a silky consistency. But paleo followers vehemently oppose the additive. So Thrive made its coconut milk, which sells for slightly less than the leading national brand, without guar gum.

As an online-only grocer, Thrive has also created brands to solve customer delivery challenges. Canned beans, for example, are a popular staple, but they are heavy and therefore carbon-intensive to ship. They also tend to roll around in the box and crush other objects. Thrive’s house brand beans now come in lightweight plastic pouches.

Established grocers are upping their game, too. In addition to its $2 billion Good & Gather brand, Target last spring launched Favorite Day, a line of more than 700 snacks and desserts such as frozen French macarons and cream burned. BoutiqueRite‘s

The Bowl & Basket brand, with its muted color palette and slew of plant-based items, is another contender vying for high-end shoppers.

The rapid evolution of private labels can also be attributed to the pandemic, which has upended established shopping habits. In the spring of 2020, Americans faced a sea of ​​empty shelves; many store brands have tried out of necessity. According to a September 2020 study by management consultancy McKinsey & Company, nearly one in five shoppers said they purchased more private label products during the Covid-19 crisis than before. And 40% of those who have switched to new brands said they are likely to continue buying them after the pandemic is over.

The numbers bear this out. According to NielsenIQ, private label food sales were $123 billion in 2020, up 13.6% from the previous year. And although sales have leveled off in 2021 as supply chains return, Mr Allison (the NielsenIQ analyst) said he expects to see retailers continue to innovate. Premium private labels seem to be here to stay.

The Wall Street Journal is not compensated by retailers listed in its articles as outlets for products. Listed retailers are often not the only retail outlets.

Copyright © 2022 Dow Jones & Company, Inc. All rights reserved. 87990cbe856818d5eddac44c7b1cdeb8

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Which mask protects you best from COVID-19? https://yoimise.info/which-mask-protects-you-best-from-covid-19/ Wed, 12 Jan 2022 22:19:00 +0000 https://yoimise.info/which-mask-protects-you-best-from-covid-19/ Over the past week, we’ve kept track of your emails entering the 10TV newsroom to seek clarification on which type of mask provides the best protection. COLUMBUS, Ohio – Over the past week, we’ve been following your emails entering our newsroom asking for clarification on which type of mask provides the best protection. This is […]]]>

Over the past week, we’ve kept track of your emails entering the 10TV newsroom to seek clarification on which type of mask provides the best protection.

COLUMBUS, Ohio – Over the past week, we’ve been following your emails entering our newsroom asking for clarification on which type of mask provides the best protection.

This is arguably the greatest amount of mask-related questions we’ve seen in some time. We put your questions to Dr. Mahdee Sobhanie, Assistant Professor in the Division of Infectious Diseases at Wexner Medical Center at Ohio State University.

Q: Can you sterilize masks in portable sterilization machines?

Dr Sobhanie: “What I would say is the short answer is no. If you are going to be using a single-use disposable mask, whether it is a surgical mask you can buy or a KN95 or KF94, these are masks designed for one-time use. If they are soiled or wet, it somehow loses their properties. The other thing, too, is that what really makes a mask a mask is that it adapts well to the mask. You want to make sure the earrings are snug. You want to make sure the mask also covers the nose and under the chin. But if your mask is soiled, your mask is not really meant to be used more than once, especially those disposable masks. “

Q: Can you use Lysol to disinfect your mask?

Dr Sobhanie: “The answer is no. And these are really materials, like Lysol and bleach, that are for materials used on hard surfaces. So they certainly don’t work on masks. In the same way. that you probably won’t lyse your clothes.

Q: If you wear a cloth mask with an added filter, is it as good as the disposable mask?

Dr Sobhanie: “No. So actually these filters, we don’t recommend these filters. When you want to look at what makes a mask, you have surgical masks and you have these N95 masks.

“What do the N95 masks mean?” They mean they filter 95% of the air particles that come in. Now the N95 masks have a very nice fit, conform to your face and are airtight. That’s why you can see a lot of these healthcare workers when they’re done going around the COVID units and things like that, they have that look on their face where they had the N95. Usually wearing it for long periods of time can be difficult.

With surgical masks, they don’t have any ventilation, they don’t have any of those filters. And so really it’s meant to protect, it’s really meant to filter out about 70% of the particles you inhale. So really if you have a valve there, the valve gets rid of that protection. So these valves are not good. “

Q: I am using a cloth mask with the PM2.5 insert and it seems to work fine. Can I get more details on the effectiveness of the inserts?

Dr Sobhanie: “So I’m not really sure about these specific inserts. Here is what I would say and I did it myself too. When I take a surgical mask, I have masks that I like, cloth masks that I have used. So I usually put them on the surgical mask. But it’s really important to see what filters are available in terms of mask and then use them. Surgical masks are great masks as long as they are worn appropriately and what it really takes is that they should cover the entire face, especially the nose and mouth. “

Q: What constitutes a “surgical” mask? I certainly haven’t found any that say they are for surgical use.

Dr Sobhanie: “Surgical masks are actually regulated by the FDA. And these are usually masks that they know they filter 70%. So if it says they are surgical masks then you know they are surgical masks and they filter about 70% of the material there. N95s are regulated by NIOSH. If you want to look for a mask and are looking online, there are a lot of great resources to check out, but one of the most important to look at is to see if that says they are surgical masks. Some of them will clearly state that they are not intended for surgical use.

Q: And if they are not intended for surgical use, are these certain masks still good?

Dr Sobhanie: “I would say these masks are better than cloth masks. I think cloth masks really are, I think cloth masks are really something we’re not going to go for, to be honest with you. The reason is that we know that the filtration layer is quite fragile. I think with non-surgical masks it just means they haven’t been evaluated by the FDA.

“I can tell you that when I go out in public I usually wear one of those same surgical masks, and then I put a sheet mask on top of it. It’s really important to see what your surroundings and your environment are like. environment.

“See what your surroundings are like. If you are going to a large indoor location like the grocery store and people are fairly well distributed, these surgical masks should be fine. If you’re going to be in a crowded area where people are lined up shoulder to shoulder, and everyone is talking, then this is when you can say I should double the mask or maybe I should wear a surgical mask and a cloth mask over it. “

Q: I bought KN95 masks from a pharmacy. There is an engraved marking “GB2626-2019” on the mask. Are you able to discern from the attached photos and the engraved markings whether these masks are legitimate or not?

Dr Sobahnie: “That’s a great question that I really don’t have an answer for. These masks are designed, the KN95 are designed in China and they have their regulatory process and the KF94 are designed in Korea and they have their own regulatory process.

“It’s a sticky situation too. I will say that as more and more questions about masks emerge, there are different organizations that are sort of going through the process … whatever mask I think people are. choose to wear, right now I think the important thing is that everyone is wearing a mask. I think one of the issues with the pandemic is that we all want answers pretty quickly in terms of “OK, what?” ‘what am I supposed to do? ”As more and more data becomes available, we need to modify the guidelines or make recommendations as more data becomes available. something that was said today may not be true the next day or we may have to change the compass. “

Use these links to make sure your mask isn’t a fraud:

COVID-19 in Ohio: recent coverage

https://www.youtube.com/watch?v=videoseries

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Omicron catches up with consumer confidence after first Christmas shopping https://yoimise.info/omicron-catches-up-with-consumer-confidence-after-first-christmas-shopping/ Tue, 11 Jan 2022 05:00:52 +0000 https://yoimise.info/omicron-catches-up-with-consumer-confidence-after-first-christmas-shopping/ And ANZ Australian chief economy officer David Plank said on Tuesday that consumer confidence fell 2.2% in early January compared to pre-Christmas figures. In general, consumer confidence improves at the start of the year. “The rapid increase in Omicron cases across Australia is likely responsible for the deteriorating outlook in the first week of January. […]]]>

And ANZ Australian chief economy officer David Plank said on Tuesday that consumer confidence fell 2.2% in early January compared to pre-Christmas figures. In general, consumer confidence improves at the start of the year.

“The rapid increase in Omicron cases across Australia is likely responsible for the deteriorating outlook in the first week of January. Confidence has fallen in all major capitals, Adelaide being the worst,” a- “The good news is people are still relatively happy with their own finances. This potentially sets things up for a quick rebound once people are more confident about the health outcomes.”

More people were confident about current and future financial conditions, but there has been a sharp drop in confidence in current economic conditions, with this measure now at its lowest level since September. Fewer people thought it was a good time to buy an important household item.

BIS Oxford Economics Senior Economist Sean Langcake said discretionary spending in November was strong, with revenue helped by an extended selling period and buyers concerned about inventory availability and on-time delivery as Christmas approaches.

“Disruption from the Omicron variant (…) will pose a challenge in early 2022. Consumer cautiousness will reduce in-store foot traffic, while disruption to supply chains and labor availability ‘artwork will further limit sales, ”he said.

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Indeed’s Asia-Pacific economist Callam Pickering said Black Friday sales helped generate the $ 33.4 billion monthly “bumper” before Christmas, along with the revival of the government and the end of the blockades.

“Unfortunately, this may prove to be short-lived, with growing evidence that spending declined towards the end of December and into January in response to the growing threat from Omicron,” he said. “January, and more generally in early 2022, could prove difficult for retailers as Omicron encourages more risk averse consumers to stay home. ”

Australian Retailers Association chief executive Paul Zahra said retailers were being challenged because of Omicron, which affected labor, supplies and deliveries.

“November was very different from what retailers are currently facing… As Omicron has established itself in recent weeks, we have seen that some companies have had to limit their trading hours due to the number of isolated employees, while others have had to completely close stores in some places, ”he said.

CommSec chief economist Craig James said Australians were in “relax mode, not spend mode” with more people taking vacations this year, and sentiment was holding up surprisingly well given the increase. coronavirus cases.

“Omicron cases are expected to peak in most states over the next few weeks, and then herd immunity and high vaccination rates are expected to kick in, reducing the pressure currently being felt on the healthcare system. Australian consumers are alert, not alarmed.

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Louisville cycle shop taking bicycle, donating toys for victims of the Marshall fire https://yoimise.info/louisville-cycle-shop-taking-bicycle-donating-toys-for-victims-of-the-marshall-fire/ Thu, 06 Jan 2022 01:31:49 +0000 https://yoimise.info/louisville-cycle-shop-taking-bicycle-donating-toys-for-victims-of-the-marshall-fire/ LOUISVILLE, Colorado (KDVR) – As so often happens after tragedies, the communities of Louisville and Superior have really come together. Louisville Cyclery has been around for 42 years. Once they realized the store had survived the Marshall fire, they had to do something to help. The owner and staff decided to give back. “It didn’t […]]]>

LOUISVILLE, Colorado (KDVR) – As so often happens after tragedies, the communities of Louisville and Superior have really come together.

Louisville Cyclery has been around for 42 years. Once they realized the store had survived the Marshall fire, they had to do something to help. The owner and staff decided to give back.

“It didn’t sound like a choice, honestly. We had the opportunity to do something, and that’s what we thought we could do a really good job with, ”said owner Gregory Jones.

They accept donations of new or like-new bicycles and toys. On the first day, they collected more than 65 bicycles, which they repair and give to the victims.

“We have a team of mechanics at the back, who examine the bikes, repair them, prepare them. We put blue tape on them when they’re ready to go so they know they can just pick it up and go. We’re trying to make it easier for them, ”Jones said.

They also collect toys and already have enough to fill a 20ft trailer, which they turned into a toy store for kids to shop.

“It’s hard. You can see the look in their eyes. There’s no way you won’t be affected by this,” Jones said.

They want fire victims to know they can pick up toys or a bicycle.

“Not being an expert on it, the hardest part is letting people know that we have it and that they can use it. I know it’s really hard for people to ask for help or even accept help when it’s right in front of them, but we try to make it as easy as possible, ”Jones said. .

Christopher Jewett and his family lost everything in the fire.

“It was scary. There was smoke everywhere you could barely see. I ended up going back and looking for stuff and just got some computers,” Jewett said.

He couldn’t save the bike he used to get around college, so he stopped at Louisville Cyclery and picked a new one.

“I think it’s great. It means so much. I’m not the only person who’s lost everything, so I think it’s really great that everyone is helping out, ”Jewett said.

Jones said it was heartbreaking to hear the stories, but also heartwarming to see so many people being so generous during this time of great need.

“The community really, really came together. It’s amazing, ”Jones said.

They are trying to make it as easy as possible for people to get back on the road to recovery.

“I think it’s really great. It really shows that we are a community here, ”Jewett said. “Just thank you to everyone who helped. I really appreciate it, ”he added.

Louisville Cyclery continues to receive donations of bicycles and toys. They will use their old building to store donations when they run out of space.


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Sacramento police seek answers to South Land Park shooting https://yoimise.info/sacramento-police-seek-answers-to-south-land-park-shooting/ Tue, 04 Jan 2022 01:16:02 +0000 https://yoimise.info/sacramento-police-seek-answers-to-south-land-park-shooting/ SACRAMENTO, Calif. (KTXL) – Sacramento Police are investigating a shooting in South Land Park that left one dead Sunday night. For over a decade, Land Park Salon owner Kathy Garcia worked in a South Land Park mall. “That’s why we came here because it’s our neighborhood and we know everyone. So fit in well, ”Garcia […]]]>

SACRAMENTO, Calif. (KTXL) – Sacramento Police are investigating a shooting in South Land Park that left one dead Sunday night.

For over a decade, Land Park Salon owner Kathy Garcia worked in a South Land Park mall.

“That’s why we came here because it’s our neighborhood and we know everyone. So fit in well, ”Garcia said. “I have been here for 13 years and have never had any problems at all.”

But Sunday night, just after 7:30 p.m., Sacramento police said a man was shot and killed.

What happened, as well as the motive for the shooting, is still under investigation.

People who live nearby and work in the mall told FOX40 they were shocked to hear something so violent happening so close to their homes.

“We’ve never had any problems, ever,” Garcia said. “We had homeless people, but we just give them something to eat and something and they leave. We never had any problems which is why I was totally shocked.

Employees at a nearby liquor store did not feel comfortable speaking with FOX40 on camera, but said the victim bought them a beer shortly before he was shot.

For Craig Bussey, after living in the neighborhood for four years, he is no longer surprised at much.

“It seems to get worse every year, more and more,” Bussey said.

Last February, a store clerk was killed at South Land Park 7-Eleven.

Bussey said the spike in crime is so severe it’s reason enough to leave the state.

“We’re actually moving at the end of the year to Boise, Idaho,” Bussey explained.

But Garcia chose to believe that his beloved neighborhood is still a nice and safe place to live and work.

“I don’t want to bring this into the neighborhood,” she explained. “I want to keep the aura always good and open, and not drop it.”

Sacramento Police said the victim’s name will be released by the coroner’s office once the family is notified.


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Christmas in good old Madras https://yoimise.info/christmas-in-good-old-madras/ Sat, 01 Jan 2022 19:41:00 +0000 https://yoimise.info/christmas-in-good-old-madras/ The festive spirit would fill the air, with frantic shopping and Christmas carols played and replayed in our old tape recorder. Madras, a melting pot of culture, art and literature, has always evoked good and beautiful memories in me, a Keralite born and raised in the hot and dusty city now called Chennai. Although now […]]]>

The festive spirit would fill the air, with frantic shopping and Christmas carols played and replayed in our old tape recorder.

Madras, a melting pot of culture, art and literature, has always evoked good and beautiful memories in me, a Keralite born and raised in the hot and dusty city now called Chennai. Although now I have been a resident of Kerala for years, nostalgic memories, especially those associated with the festival celebrations, remain.

We lived in a residential colony, where people of all religions, castes and communities coexisted. I believe that this transculturalism, this pluralism and this multilingualism shaped my personality and shaped me into a free-thinker individual with liberal and democratic values. We celebrated all the festivals with enthusiasm and there was a rare camaraderie among the comrades of the colony. As Christians, we celebrated Christmas fervently when the sweltering heat gave way to the chilly December winds.

The festive spirit would fill the air, with frantic shopping and Christmas carols played and replayed in our old tape recorder creating the right Christmas atmosphere. The curtains and cushion covers would all be taken down to be washed, the mosaic floors cleaned and the furniture dusted, and our house would be designed to welcome Christmas. Making Christmas cards for all of my relatives and friends was a labor of love. Each card had my heart and soul rooted in it. The sequins that would open in multiple layers were my favorite. Decorating the Christmas tree was a big deal. My father would take me on his Lambretta scooter to cut a good branch for the tree, which would stand proudly in a flowerpot on our veranda like a bride in all her finery. A Christmas star with a red bulb gave the right aura.

My mom used to bake divine plum cakes and other treats. The keeper, the postman, the sweeper were visiting for their share of Christmas treats.

Every December 20, my brother was at his best creative making the nativity scene, with a blue starry sky, mountains, rivers and the dilapidated barn. Neighborhood children contributed and admiring spectators took pictures. Another highlight was the ecumenical Christmas carols. When Christmas Eve arrived, our excitement reached a crescendo. The image of my slave mother in the kitchen preparing a four-course Christmas dinner for at least 20 guests remains etched in my memory.

After midnight mass, all the parishioners wished each other and we went home to detonate firecrackers. Christmas baskets would be distributed to neighbors. Breakfast and lunch would be followed by a refreshing nap. After a late dinner we would retire to bed exhausted, disappointed that Christmas was over. All of these memories were shared and recreated for my daughters, but what is missing is the multi-religious and multi-cultural society that made all Christmas celebrations meaningful and unforgettable!

shirley.philip22@gmail.com


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4 Ways To Cut Your Grocery Bill As Food Prices Soar https://yoimise.info/4-ways-to-cut-your-grocery-bill-as-food-prices-soar/ Fri, 31 Dec 2021 13:36:08 +0000 https://yoimise.info/4-ways-to-cut-your-grocery-bill-as-food-prices-soar/ d3sign | instant | Getty Images Did your grocery bill give you a double take? You are not to blame. Inflation is. Rising prices are hitting nearly every supermarket aisle in the United States. The cost of steaks increased by 25% between November 2020 and November 2021. Eggs and fish increased by 8%, to name […]]]>

d3sign | instant | Getty Images

Did your grocery bill give you a double take?

You are not to blame. Inflation is.

Rising prices are hitting nearly every supermarket aisle in the United States. The cost of steaks increased by 25% between November 2020 and November 2021. Eggs and fish increased by 8%, to name just a few unfortunate examples.

If you’re worried about rising costs, here are some tips for saving money to feed yourself and your family.

1. Plan ahead

Don’t show up to the supermarket without a shopping list and some ideas of what to cook for the week, experts say.

“Meal planning definitely cuts costs,” said Leanne Brown, author of Good Enough, a cookbook on personal care. “If you stick to it, you aren’t wasting the food you bought without a plan.”

As you prepare your meals for the week, try to think of recipes that can be easily repurposed, Brown said. This will allow you to buy less.

For example, a pot of chili can be used later to fill burritos or as a nacho garnish.

Eating certain foods repeatedly can feel sad or monotonous – or, like so many other things in life – you can choose to view it in a more positive way.

“Having the same breakfast every day for a week can be very comforting and simplify things both in terms of portfolio and decision-making,” Brown said. “Then you can do other things next week so that you don’t get bored. “

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Meanwhile, shopping with a grocery list probably won’t stop all of your impulse buying, but that doesn’t mean you shouldn’t be using one.

“Even if you stick to it a bit, it’s great,” Brown said. “We don’t have to worry about perfection.”

As a treat, she’s deliberately planning to buy a thing or two from her list.

2. Compare costs

Searching for sales and strategically buying items from stores where they cost less are other ways to save money on food, experts say. You can usually browse the discounts on a supermarket’s website or app, or find them at the retailer.

Go through your shopping list before deciding where to shop, said Erin Clarke, author of The Well Plated Cookbook. Next, try to find the store that offers the best value for the particular items you are looking for.

“If you are taking a product-rich trip, look for a store with frequent product sales,” Clarke said. “If you stock up on shelf-stable products, choose a store that offers the best value, even if other items, like produce, cost more.”

Billy Vasquez, who runs the blog The 99 Cent Chef, said he collects several of his non-perishable items, including mayonnaise, ketchup, mustard, hot sauce, dried pasta, beans and tortilla chips, at her local dollar store.

Timing is everything with food, Vasquez added.

“Buy when fruits and vegetables are in season,” he said. “They are often on sale.”

Every time you walk into the store, it’s an opportunity for impulse buying to drive up the bill.

Around St. Patrick’s Day, Memorial Day, and Independence Day, you can find deep discounts on items like corned beef, carrots, cabbage, turkey, duck, roasts, ham. , canned stuffing, burgers and hot dogs, many of which can be stored in the freezer for long periods of time, Vasquez said.

All year round, generic and store brands tend to be the cheapest varieties, Brown said, adding that “buying more canned and frozen vegetables when many are not in season is another choice. evergreen leaves “.

3. Stock up on staples

Tryman from Kentaroo | Maskot | Getty Images

Make sure your kitchen and pantry are always stocked with some basic items, experts say. This will allow you to buy fewer new items each week.

Some of the most useful foods to have on hand include eggs, pasta, rice, bread, canned tomatoes, frozen vegetables and fruits, onions and potatoes, Brown said. Consider purchasing these products in bulk, if you have the space, to cut costs over time.

Many meals can be prepared with these ingredients alone, and they serve as the basis for countless more.

4. Choose wisely

Meat and dairy tend to be the most expensive items in the supermarket, and especially lately. In response, aim to cook more meals that don’t rely on them as a central ingredient, Brown said.

“Using meat sparingly as a flavor, like adding a little bacon to a mushroom risotto, is more economical,” she said. Eating less meat also helps you reduce your environmental footprint, she added.

Purchasing foods with a longer shelf life may reduce your trips to the supermarket. Even some products can be stored longer than others.

“Cabbage, carrots, Brussels sprouts and beets can last two weeks or more when stored in the crisper,” Clarke said.

Delaying your return is always good for your wallet.

“Every time you walk into the store, it’s an opportunity for impulse buying to drive up the bill,” Clarke said.


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How To Use A Balance Transfer Card To Pay Off Vacation Debt https://yoimise.info/how-to-use-a-balance-transfer-card-to-pay-off-vacation-debt/ Wed, 29 Dec 2021 21:15:17 +0000 https://yoimise.info/how-to-use-a-balance-transfer-card-to-pay-off-vacation-debt/ The Select editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners. The holiday season can be expensive for many Americans, with the average family spending nearly $ 1,000 in 2021, according to […]]]>

The Select editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners.

The holiday season can be expensive for many Americans, with the average family spending nearly $ 1,000 in 2021, according to the National Retail Federation. Even before all the shopping and hall decking, credit card debt was on the rise in the United States, with the latest data showing an increase from $ 787 billion in the second quarter to $ 800 billion in the third quarter of 2021.

If you put $ 1,000 or more on your rewards credit card while shopping for the holiday season, moving your balance to an introductory 0% APR credit card can save you huge amounts of money and help you to pay off your debt faster if you make a plan.

Select explains how you can move your balance from one credit card to another and what you need to consider before doing so.

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How to transfer your credit card balance to a 0% APR card

Things to keep in mind when using a credit card with balance transfer

While using a credit card with balance transfer can save you a lot of money, there are a few things to keep in mind.

First, most balance transfer credit cards come with a balance transfer fee, which is probably 3-5% of the balance. So, for a balance of $ 1,000, the new card issuer will charge you between $ 30 and $ 50 in fees.

Additionally, balance transfer credit cards are generally time limited. For example, the The Citi® Diamond Preferred® card offers an introductory APR offer of 0% for 21 months on balance transfers. After 21 months, the interest rate will drop from 13.74% to 23.74% variable. Cardholders will be charged a balance transfer fee of $ 5 or 5% of the transfer amount, whichever is greater, and all transfers must be made within the first four months. To avoid any accrued interest, you can either aim to repay the card before the end of the APR introduction period, or transfer the balance again to continue to avoid interest.

Usually, you cannot transfer a balance to another credit card from the same issuer. For example, if you have an existing balance on a Chase credit card, you cannot transfer to a card like the Chase Slate Edge℠.

You can also only make a balance transfer up to your credit limit – and sometimes even less, depending on the issuer. So, for example, if you transfer a balance of $ 5,000 from Card A to Card B, the second card must have at least a $ 5,000 credit line to complete the transfer.

Some balance transfer cards offer additional benefits that you may be able to use. For example, the Citi® Double Cash card offers 2% cash back: 1% on all qualifying purchases and an additional 1% after paying your credit card bill. However, you will not earn cash back on the transferred balance. Rewards only apply to purchases made with the card.

And last but not least, you must pay the minimum monthly payment each month on the balance transfer credit card. If you are late, the credit issuer can revoke the 0% balance transfer promotion.

How much you can save using a balance transfer card

The biggest advantage of a credit card with balance transfer is the ability to save on interest payments. And the numbers are staggering.

Suppose you have a balance of $ 1,000 and you have 21 months to pay it off, you will need to pay at least $ 55 per month to clear it before interest accrues. If you open the card in early 2022, you won’t have to pay off your Christmas debt until 2023.

But if you just left that $ 1,000 on a card charging you an average interest rate of 17.13%, and you paid the same $ 55 per month, it would take you 22 months to pay off the balance and you should. pay $ 166 in interest charges.

At the end of the line

Editorial note: Any opinions, analysis, criticism or recommendations expressed in this article are the sole responsibility of the editorial staff of Select and have not been reviewed, endorsed or otherwise approved by any third party.



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Dubai Shopping Festival offers VAT-free promotion to celebrate the New Year https://yoimise.info/dubai-shopping-festival-offers-vat-free-promotion-to-celebrate-the-new-year/ Tue, 28 Dec 2021 01:34:27 +0000 https://yoimise.info/dubai-shopping-festival-offers-vat-free-promotion-to-celebrate-the-new-year/ Shoppers looking for a bargain this season can take advantage of the Dubai Shopping Festival VAT-free promotion, which started on Monday and continues until next Sunday. This means that anyone who purchases items online or in store from Club Apparel and 6thStreet.com brands will get the VAT covered by the store. Participating brands include ACO […]]]>

Shoppers looking for a bargain this season can take advantage of the Dubai Shopping Festival VAT-free promotion, which started on Monday and continues until next Sunday.

This means that anyone who purchases items online or in store from Club Apparel and 6thStreet.com brands will get the VAT covered by the store.

Participating brands include ACO Price, Aeropostale, Aldo, Aldo Accessories, Anne Klein, Ardene, Athlete’s Co, BBZ, Beverly Hills Polo Club, Birkenstock, Call It Spring, Calvin Klein, CCC, Charles & Keith, Crocs, Dune London, HEMA Amsterdam, Herschel, Hush Puppies, Inglot, La Vie En Rose, Lakeland, LC Waikiki, Levi’s, Moreschi, Naturalizer, Nautica, Nine West, R&B, Rituals, Skechers, Skyzone, The Children’s Place, Tommy Hilfiger and Toms.

Now in its 27th year, the DSF will run until the end of January. Expect shopping deals, concerts, nightly shows, family entertainment, outdoor markets, and pop-up restaurants. There will also be a program of events at Expo 2020 Dubai to coincide with the event.

On December 15, the festival opened with a concert by Emirati-Yemeni pop star Balqees Fathi and Egyptian singer Mohamed Hamaki at Burj Park, in front of more than 5,000 people.

A plethora of performing artists, augmented reality shows, dancing fountains and a vibrant light show at Burj Khalifa also set the tone for the event, proving that DSF has evolved into much more than an event. sale to detail.

This year, for example, shoppers and visitors to the various participating malls and outlets in Dubai can also enjoy the daily fireworks displays, open-air markets, pop-up restaurants and a number of others. live concerts during the 47 days of DSF.

“Over the years, DSF has played an important role in growing Dubai’s reputation as one of the best cities to live, work and visit by showcasing its array of offerings ranging from shopping and cultural experiences to dining and world-class entertainment, ”said Ahmed AlKhaja, Managing Director of Dubai Festivals and Retail Establishment.

“This year, the busy schedule of DSF events not only demonstrates our ability to safely welcome visitors from all over the world, but also supports domestic tourism and further strengthens our position as a global business destination. “

– This article first appeared on December 24, 2021

Updated: December 27, 2021, 13:28


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Kate Middleton was spotted doing her Christmas shopping in The Range https://yoimise.info/kate-middleton-was-spotted-doing-her-christmas-shopping-in-the-range/ Sun, 26 Dec 2021 09:00:47 +0000 https://yoimise.info/kate-middleton-was-spotted-doing-her-christmas-shopping-in-the-range/ We earn commission for products purchased through certain links in this article. Kate Middleton has previously been spotted doing last minute shopping in The Range ahead of the Queen’s special gift exchange. Kate Middleton proved she loves a bargain when she was spotted browsing through items at The Range everyday goods store ahead of the […]]]>
  • We earn commission for products purchased through certain links in this article.

  • Kate Middleton has previously been spotted doing last minute shopping in The Range ahead of the Queen’s special gift exchange.

    • Kate Middleton proved she loves a bargain when she was spotted browsing through items at The Range everyday goods store ahead of the Queen’s special Christmas gift exchange.
    • The Duchess of Cambridge has often browsed Norfolk department stores during the holiday season.
    • This royal news comes after the school rule that Prince George and Princess Charlotte are allowed to break, but their classmates are not, has been revealed.

    Kate Middleton was frugal when she was spotted shopping at her local The Range branch before Christmas in Sandringham with the Queen and the Royal Family.

    Traditionally, the Queen has given her staff a total of over £ 20,000 – buying them a Christmas pudding and a pound token. But when it comes to The Firm, which has everything it could want or need, it has designed its own tradition. Her Majesty and her loved ones exchange cheap and silly fancy gifts on Christmas Eve.

    This year the Queen has canceled her Christmas at Sandringham to welcome her to Windsor Castle, with family members expected to visit her, but the annual gift exchange is expected to take place as in previous years.

    Traditionally, members of the royal family exchange gifts on Christmas Eve, in keeping with their heritage and German tradition.

    And before Kate joined Her Majesty for the celebrations in 2018, she walked into her local The Range store in Kings Lynn, Norfolk, with the children of Cambridge by her side.

    Credit: Getty

    At the time, teacher Sarah Daniels spotted Kate in the bargain store and shared details of her rare royal sighting.

    Ms Daniels first saw the family in the arts and crafts section of the store, before moving on to the toys section where Prince George was apparently particularly drawn to ‘dinosaur glue’.

    Recounting the experience, she told The Sun: “As I looked at the shelves, I noticed a tall, dark-haired lady down the aisle and said to myself ‘I recognize that face’.”

    Ms Daniels said that at one point Princess Charlotte sat on the floor and her casually dressed mother Kate was wearing jeans, low heeled boots and a jacket: ‘Get up, poppet. “

    WARSAW, POLAND - JULY 17: Catherine, Duchess of Cambridge carries Princess Charlotte of Cambridge as they arrive with Prince William, Duke of Cambridge and Prince George of Cambridge on the first day of their official visit to Poland on July 17, 2017 in Warsaw, Poland.  (Photo by Chris Jackson / Getty Images)

    Credit: Getty

    It is reported that she bought carts full of pictures, children’s books and artist supplies, then stood in line at the checkouts.

    The customer continued, “I did a double take when I saw her. You wouldn’t expect to see royals shopping at The Range. I recognized little Prince George holding the hand of Kate and Charlotte with a red bow in their hair.

    “Their protection officers kept a quiet distance, so they looked like any other family grabbing last-minute Christmas bargains.

    “When Kate arrived at the checkouts, I had the courage to ask her if she would take a selfie with me and my kids. She declined very politely. She was so sweet, explaining that she was just doing a little Christmas shopping.

    George then asked Kate if they could buy dinosaur mud, but Ms Daniels said she “hadn’t recorded a response” from the Duchess.


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