5 Best Credit Cards for Online Shopping in India in 2021
Top things to look for in a credit card
A Shopping Credit Card is a fantastic treat for someone who enjoys shopping! It has many benefits that would make a buyer’s heart sing. Discounts, expedited incentives, unique perks – and some even let you convert large purchases to EMI at no additional cost!
- Cash back offers
- Special offers
- Exclusive discounts
- Accelerated reward points
- Bonus reward points
- Discounts on air travel and hotel reservations
- Converting large purchases to IME
When buying online, there are cards that offer special discounts. Some have links to specific brands and stores and offer discounts on purchases made there exclusively. Customers can choose from a variety of incentives offered by various cards. It depends entirely on the bank issuing the card.
ICICI Amazon Pay Credit Card
The Amazon Pay ICICI card is one of the most popular refund credit cards in India, with up to 5% cashback on Amazon and 1% flat rate reward on all other purchases. The card, co-branded with one of the biggest e-commerce sites, Amazon, quickly gained popularity in India, due to its “free for life” feature. Let’s take a closer look at the specific features and benefits of the card to see if it best suits your needs.
Compared to the Flipkart Axis Bank credit card, the Amazon card offers a 1% lower refund rate. Granted, the card makes more sense if you use Amazon for the majority of your online purchases, but it’s free for life, so keeping it in your wallet isn’t a bad idea.
Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card gives you unlimited cash back on some of the most popular apps including Uber, Swiggy, PVR, Curefit, Myntra, Tata Sky and others. You can use this card as soon as it is issued, and you will also get Rs. 2,500 in welcome benefits to spend however you want. In other words, Axis Bank Flipkart Credit Card comes with attractive incentives that you can take advantage of immediately. This Flipkart Credit Card is a virtual credit card that allows you to make a variety of purchases that are both convenient and economical.
SBI SimplyCLICK Credit Card
Due to its ease of eligibility and low annual cost, the SBI SimplyCLICK card is one of the most popular credit cards on the market. On online purchases with select partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap and others, the card offers 10X reward points. You get 1.25% discount on any other online purchase. This implies that for every Rs. 10,000 spent on Amazon, you will receive 1,000 reward points, which can be redeemed for Amazon or Cleartrip gift cards. When the transaction exceeds Rs 2500, you can choose the EMI option. Likewise, Amazon offers welcome gifts of Rs 500, making your shopping experience more enjoyable.
Axis Bank Neo credit card
Axis Bank Neo credit card is ideal for consumers who enjoy shopping on Myntra, BookMyShow, RedBus, FreeCharge and Jabong as it has a low registration cost of Rs 250, which is canceled after spending Rs 2,500 in the 45 days.
Myntra, BookMyShow, RedBus, and FreeCharge all offer a 10% discount. In addition, for every 200 INR spent, you will receive two reward points.
HSBC Cashback Credit Card
The HSBC Cashback credit card gives you unlimited cash back on all your purchases. The card allows you to receive cash back rewards without having to meet a minimum spending requirement, making it one of the best cash back credit cards in India.
You can get 1.5% cashback on all online purchases and 1% cashback on all other purchases with the card. You also get a Rs. 2,250 sign-up incentive, which includes a Rs. 2,000 clear travel coupons for domestic flights and a Rs. 250 Swiggy Food Delivery Voucher. The card also gives you a 20% discount on Swiggy and a 5% discount on Amazon purchases.
Note: Credit card offers change regularly. Before choosing a credit card, be sure to check out the most recent offers and compare credit cards.